About Cairn Independent

Here you find a wealth of up to date information covering all areas of Financial Risk. We will be updating the site regularly, and would love to hear from you if there is a particular area you would like us to cover in the future.


About Cairn Independent

We believe financial planning is at the core of building a more certain financial future for our clients. Our team of highly qualified financial planners has access to the most up-to-date technology to ensure we provide peace of mind that your financial future is more secure as a result of working with us.

The essence of our success lies in the care we take to ensure your financial plan reflects the current stage in your life, as well as the life to which you aspire.

About you

You may be an individual or a business stakeholder who recognises there could be better ways to manage money effectively. Whether it is:
– Protecting you and your family,
– Growing and safeguarding your wealth,
– Maximising your tax allowances,
– Creating a retirement plan for you or your employees,
– Protecting your business against the loss of key individuals.
You understand the value that effective financial planning delivers.

Working together

We have a straight forward advice process that is complimented by a range of on-going support services tailored to meet your specific needs. We are transparent in everything we do for you including how we charge for our advice. You will be supported by our highly competent and qualified team who provide completely independent financial advice relating to your circumstances and objectives.

You can rely on us.

We are proud of our heritage and our longstanding relationships with our clients built on mutual trust. The firm can trace its roots back to 1986 when it first started trading as Carlyle Insurance and Financial Services and after a few successful mergers rebranded as Cairn Independent in 2009. Our team have developed their skill and knowledge over many years to ensure we deliver solutions that meet our clients’ needs. We have been awarded Chartered Financial Planner status in recognition of our continued commitment to raising standards, increasing qualifications and adhering to the highest ethical standards.