Managing Investment Risk

Achieving your long-term financial goals whilst minimising risk One of the most effective ways to manage investment risk is to spread your money across a range of assets that, historically, have tended to perform differently in the same circumstances. This is called ‘diversification’ – reducing[…]

Building a more secure financial future

Make the most of your investment opportunities To make the most of your investment opportunities, it’s your goals that count, so keep them firmly in mind when you make financial decisions. It’s important to take a consistent, long-term strategy to build a more secure financial[…]

Misplaced Pension Pots

Do you have any forgotten or lost pension policies? It’s not always easy to keep track of a pension, especially if you’ve been in more than one scheme or have changed employer throughout your career. The extent to which pension policies are being forgotten has[…]

Sustainable investing

Strategies to meet some of the most pressing global challenges ahead Sustainable investing has gathered momentum across the world in the past decade as investors look for financial returns while helping to achieve a positive impact on the world around them. Long viewed as a[…]

Portfolio protection

Are we seeing the return of inflation? It has been easy to grow complacent about inflation in recent years. The rate of inflation has remained stubbornly low, but could inflation be finally returning to Western economies, aided by the ‘Trumpflation effect’? Concerns about inflation were[…]

Forgotten pensions

Out of sight, out of mind The extent to which pension policies are being forgotten has been revealed in research from Aviva. A survey of almost ten thousand people who hold a pension has revealed that just under one in eight (13%) admitted they have[…]

Don’t put all of your eggs in one basket

Holding a blend of assets to help you navigate the volatility of markets One of the most effective ways to manage investment risk is to spread your money across a range of assets that, historically, have tended to perform differently in the same circumstances. This[…]

Income matters

Providing the foundation for an exciting new chapter in your life Nobody knows quite what the future holds. The good news is we are all living longer. Advances in medicine and healthier lifestyles have led to an increase in the average life expectancy of both males[…]

Gender savings gap widens

Report findings suggest this trend is set to continue Half of women (52%) are now saving adequately for their retirement compared to 60% of men, according to the latest Scottish Widows ‘Women & Retirement’ Report. But while this maintains the record high levels achieved in[…]

Financial futures

Building a nest egg for when children need it The prospect of a child leaving home is scary enough for parents – and then there’s money to think about. Even if they get a student loan or find work, how will they be able to[…]